This is the Prize Essay on the Relations of Temperance and Intemperance to Life Insurance, by Wm. H. Tiffany, issues by the American Popular Life Insurance Co. of NYC, sometime in the 1870s. It is in pamphlet form and contains 16 pages. Compares throughout, with statistics and through anecdote, the effects of alcohol and life expectancy and disability. Some medical thinking of the day is also presented. Early 1870s sources are quoted. It concludes with a list of questions the American Popular Life asked applicants regarding their use of alcohol. In excellent condition. 5 5/8" X 7